[personal profile] sugarplumkitty
I thought menopause was here, maybe. No PMS, no cycle, gee I felt GREAT! Then I decided to risk it and give in to my natural urges with Eric for the first time since the TMI incident. Well, since my doctor appointment is Friday, I guess I needed to know what would happen anyway. It's baaaack. None of the usual swelling and pain elsewhere, just localized bad cramps to go with it. Oh, and grumpiness. Hooee am I grumpy. OK. If the doctor says it needs to come out, I'm going for it.

Yesterday I got so angry about a problem my Sims 2 game has been having with my graphics driver in my laptop that I wrote polite, strongly worded complaints to EA Games and ATI. I told ATI I was part of an online community that warned against their products and how my hubby was abandoning his laptop for a tower just because of their buggy drivers. It's true. I told them I was going to go down the same path unless they fixed it. I warned them they were going to go out of business if they don't turn things around.

I was eating my Nature Valley crunch Oats 'N Honey breakfast bars at the time. They recently went down in quality. My rat doesn't even like the new recipe much. I wrote a complaint to their manufacturer telling them they were about to lose a customer.

Then I heard on the news that the government has decreed credit card companies have to increase their minimum payments. I'm just in the right mood to become a conspiracy theorist.

The Rich Man's Guide To How To Screw The Common Citizen And Get All He/She Owns.



Step 1: ruin the economy so lots of the common people are out of work or making less than their lifestyle requires. Allow companies to send their jobs overseas. This will cause them to rely on credit cards more just to get by while they try to get their careers back on track.

Step 2: Allow financial institutions to delay deposits for 24 hours after customers deposit paychecks and unemployment checks.

Step 3: Allow merchants and financial institutions to immediately apply purchases to checking accounts.

Step 4: Make bankruptcy laws really tough for the average person.

Step 5: Tell credit card companies to double the minimum payment, thus creating more financial stress on consumers already having a very difficult time surviving.

Step 6: Repossess all assets from consumers and throw them out to live on the streets.



I'm tempted to send this to my representatives to see if that's what is going on... Maybe I should wait until my cycle is done. Yeah, that would probably be a good idea. I may not be completely rational right now.

Date: 2005-04-27 08:46 pm (UTC)
From: [identity profile] jackiejj.livejournal.com
Why will it be necessary to delay direct deposits of paychecks?

Jackie, about to have a stroke

Date: 2005-04-27 08:52 pm (UTC)
From: [identity profile] sugarplumkitty.livejournal.com
They did that as of January 1st. It already bit me once. I think it's so the banks can charge more bounce fees.

Date: 2005-04-27 08:59 pm (UTC)
From: [identity profile] jackiejj.livejournal.com
And yet computers allow the credit card companies to instantly debit accounts when you are charging.

When will the ordinary citizens have control over what is being done to us? Short answer: never...

This is beginning to feel like living in the time of oppressive kings.

Date: 2005-04-27 09:53 pm (UTC)
From: [identity profile] jackiejj.livejournal.com
I'm certainly glad you told me about this situation with payroll deposits (mine's a pension, but same thing), and I will continue to vigilantly pay off my credit card every month.

Bloodsuckers.

Thanks for the warning!

Date: 2005-04-27 10:49 pm (UTC)
From: [identity profile] yrushallow.livejournal.com
Hah! And unfortunately WE are the surfs (serfs?) I know what I'm saying, just too lazy to look it up.

Date: 2005-04-28 04:50 am (UTC)
From: [identity profile] yrushallow.livejournal.com
Thank you. I will remember this until I erase your answer and then be too lazy to look it up again and seem stupid (which I am not).

Date: 2005-04-28 05:14 am (UTC)
From: [identity profile] yrushallow.livejournal.com
Oh -- I do that though. I had a cut paste HTML LJ thingy on my email until I got on a fugue and erased everything in my email (including my marked stuff to keep). Gah! HTML is really confusing for people that have never had any programming...Really.

Date: 2005-04-27 08:58 pm (UTC)
From: [identity profile] chungjik.livejournal.com
I'd write your reps now. It could be entertaining/cathartic to imagine them squirming. :-) Your conspiracy theory does NOT sound that far off to me.

Hell ever since 9/11/2001 thousands of airline employees and other people have lost their jobs. The ecconomy went to shit. Gas prices are absolutely nutso. And now the government passes crazy bankrupcy laws. What the hell.

Date: 2005-04-27 09:41 pm (UTC)
From: [identity profile] sugarplumkitty.livejournal.com
It started here with the crash of the dot coms and I didn't even work for one!

Date: 2005-04-27 10:14 pm (UTC)
From: [identity profile] sugarplumkitty.livejournal.com
I just wrote my rep in Congress and both state Senators with a plea for help.

Date: 2005-04-27 09:47 pm (UTC)
From: [identity profile] seekingsartre.livejournal.com
Linda, I love you when you are grumpy. Rage on! I've already signed petitions about the bankruptcy law, but it passed anyway.

Let's all drop out and go live on an organic sustainable commune somewhere.

Date: 2005-04-27 09:57 pm (UTC)
From: [identity profile] jackiejj.livejournal.com
Can I come, too?

I'll bring my Honda Civic. Cheap gas.

And I'll work in the vegetable garden every day, pulling weeds.

Jackie, ready to go

Date: 2005-04-27 10:00 pm (UTC)
From: [identity profile] seekingsartre.livejournal.com
You can absotively come and live at our (theoretical) commune. I call bread-making. You, Jackie, weed puller, me, Athena, bread maker.

What would everyone else do? (Responses, please!)

Date: 2005-04-27 10:15 pm (UTC)
From: [identity profile] sugarplumkitty.livejournal.com
I'm good at gardening. I'll plant and tend the crops.

Date: 2005-04-27 10:18 pm (UTC)
From: [identity profile] seekingsartre.livejournal.com
Sweet. No need to have a weed puller if we have no crop planter!

Date: 2005-04-27 10:19 pm (UTC)
From: [identity profile] seekingsartre.livejournal.com
Plus, I suck at gardening. I would kill everything. ;)

Date: 2005-04-27 10:19 pm (UTC)
From: [identity profile] jackiejj.livejournal.com
Thank you. I will pack when we get everything together and have a list of assignments and a map to the place.

Date: 2005-04-27 10:54 pm (UTC)
From: [identity profile] yrushallow.livejournal.com
I don't think your conspiracy theory is off either. As a matter of fact, at the risk of sounding equally 'cyclic' I will also add that a large part of the problem with the country right now is that the baby boomers thought the 'world was their oyster' and proceeded to shat out children in huge numbers as it was "THEIR RIGHT" with no thought whatsoever to what it would do to the earth, the economy, etc. Well, now we have a PLETHORA of people (more worker bees for the large exploitive corporations) and hence the corporations' best bud, Uncle Sam, passes all sort of tax plussies to reward mass procreation, hence ensuring more and more workers. HENCE too many people which allow corporations to treat people like cattle and/or disposable.

Only problem is that people still think its THEIR RIGHT to keep on shatting and what with all the tax breaks for their kiddles it actually pays MORE in some cases to shat kids than say...I earn doing my full time job. That is screwed up.

How's THAT for a theory? How's that for cycle rage? Ever notice how close the word rage and rag are? Funny.

I, too, find you amusing when you are grumpy.

Date: 2005-04-27 10:56 pm (UTC)
From: [identity profile] sugarplumkitty.livejournal.com
Ever notice how close the word rage and rag are?

Hmm... I hadn't up until you mentioned it. LOL

Date: 2005-04-27 10:56 pm (UTC)
From: [identity profile] yrushallow.livejournal.com
Oh -- and you I'm sure remember my rants about our bank holding our Friday after 4 PM paycheck deposit until the following TUESDAY??? That's FOUR DAYS??? I "went through all the proper channels" and all that rot but was basically told "That's our policy." and to "Get here earlier if I want my deposit credited faster." Oh sure, like Wiggy can just skip the heck out of work to deposit his paycheck when its convenient for the BANK. Sheesh. I called other banks in our area and they have the same ridiculous policy. I am still going to look into credit unions (trucker_s child's suggestion) when I get time.

Date: 2005-04-27 10:57 pm (UTC)
From: [identity profile] sugarplumkitty.livejournal.com
Is direct deposit an option? That way you will get it in the bank on payday.

Date: 2005-04-28 04:52 am (UTC)
From: [identity profile] yrushallow.livejournal.com
Yes, but husband/provider of main part of money is working a TEMP JOB and I don't want to give over my bank numbers to any old stupid temp job. Know what I mean? He'll most likely be done with this job by July at the very latest. I don't even pay my bills by direct UN-deposit. I like a wee bit of control over finances. Though when I had MY job at the law firm I had direct deposit but they were a huge, respectable (though shitty to work for) law firm and I worked there for four years...

Date: 2005-04-28 01:01 am (UTC)
From: [identity profile] graffitiandsara.livejournal.com
I totally agree with the deposit timing issue - it sucks and banks shouldn't be allowed to get away with it. I'm on the fence with the bankruptcy issue, but my basic attitude is they should be getting the large corporations to behave themselves before they start harassing the consumer who's struggling. I hate the hypocrisy of holding the average citizen to a higher standard than multi-million/billion dollar companies - arrrgh!

On the minimum payment I've got to disagree with you. I think the minuscule minimum payment was a way for credit card companies to lull consumers into wracking up huge amounts of debt at usury level interest rates. I think raising the minimum payment will hopefully help people pay their debt off faster rather then getting in so far they can't ever see daylight.

Date: 2005-04-28 05:17 am (UTC)
From: [identity profile] sugarplumkitty.livejournal.com
You're right for those who always pay the minimum, but it's handy as a short term way to eat decent food instead of mac and cheese every night.

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